Online IPIN (available on demand) to get into your unsecured loan Account and acquire your balance.

In order to make part pre-payment, you’ll want to phone our 24×7 CitiPhone helpline. When you inform the financial institution of the intention to prepay, the lender will consider carefully your demand and verify the last amount you meet the criteria to prepay. After making the pre-payment, you’re going to have to carry on repaying the EMIs that is subsequent per the payment routine provided by the financial institution. The partial pre-payment facility can be obtained when in one year.

Whenever do i need to pay Late Payment Charges?

The deadline for the repayment of EMIs will probably be 1 st each and every thirty days, following thirty days of Loan disbursement. Re Payment guidelines will be presented from 1 st of each thirty days. We however don t charge any payment that is late in the event the re re re payment is delayed. Just how do I discover how much is outstanding to my loan? If you should be a current Citibank on line Banking client, you will see your overall loan stability on line, nevertheless please be mindful that it isn’t really your settlement that is final figure. Instead, to discover the outstanding balance on your individual Loan simply phone our 24×7 CitiPhone helpline. Are going to in a position to provide you with the many information that is recent your loan.

How frequently will we get a declaration?

Statements are given annual regarding the 31st of March and mailed to your many address that is recent to us. If you would like a declaration granted every other time, just call us on our 24×7 CitiPhone helpline figures supplied here or make use of your Citibank Online IPIN (available on demand) to get into your personal bank loan Account and acquire your balance. Let’s say I have significantly more concerns? If you’re Citibank Customer, please use the ‘online question’ center to write to us. If you’re maybe not just a Citibank Customer, please phone our 24×7 CitiPhone helpline numbers supplied right right here.

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Stipulations apply. Issuance of loan has reached the discretion that is sole of, N A. Citibank reserves the ability to ask for almost any extra papers from the applicant. Consumer can combine stability of no more than 2 bank cards and 2 unsecured loans. Consumer can avail a debt consolidation reduction loan all the way to Rs. 15 Lakh. The last loan quantity and interest rate relevant will likely be at the mercy of eligibility, according to Citibank’s credit processing requirements.

Partial pre-payment is allowed after one year of loan tenure. Consumer can exercise this just once in year. Consumer has to pay in multiple of EMIs. Component amount that is pre-payment be just as much as 5 months EMI quantity and the least 2 month EMI amount. When it comes to precise quantity, client has to phone CitiPhone.

What exactly is ‘outstanding stability’?

Outstanding stability could be the amount that is total have remaining on your own personal bank loan at a certain offered time, excluding accrued interest and fees. Will there be a payment for scheduling my loan? Yes. As soon as your unsecured loan is authorized, that loan Booking Fee all the way to 3 associated with the sanctioned loan amount could be charged. Just how do the Loan is paid by me Booking Fee? The mortgage Booking Fee are going to be deducted through the loan quantity sanctioned during the time of disbursal. As an example, a Rs. 1,00,000 loan by having a thought optimum of 2.75 Booking Fee becomes a loan amount that is available .

You can make use of a unsecured loan for almost any purpose such as for example, home improvements, making plans for your fantasy wedding or tidy up a balance consolidation loan to your finances. Nevertheless, according to RBI laws, you may be lawfully bound never to make use of the Loan for almost any antisocial, illegal, or speculative purposes. Nor should you employ the mortgage funds to buy of silver in almost any type, including silver bullions, coins, gold precious payday loans Nebraska precious jewelry, gold trade traded funds, and gold shared funds. This might be applicable to all or any loans that are personal. Just exactly How quickly do I have your decision? In many instances we provide decisions in question of hours, even though there can be occasions whenever we require more information before we are able to finish the job.